capital one spark miles for business

Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and p. rior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. Dustin isn't a luxury traveler and enjoys eating street food whenever possible. PO Box 71083 The same can be said if you want a few basic travel perks like Global Entry or TSA Precheck membership or airport lounge visits, or if you want to earn miles that transfer to airline and hotel partners. You may also prefer to get cash back to use on more than just travel. However, each mile is worth $0.01 each when you redeem them to cover travel purchases charged to your card.\u003C\/p\u003E\n\n\u003Cp\u003E","padding":"double"}, {"backgroundColor":"gray","content":"\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeIcon--root ShortcodeIcon--margin-bottom\"\u003E\n \u003Cspan class=\"ShortcodeIcon--icon ShortcodeIcon--medium ShortcodeIcon--blue ValuePenguinIcon--airplane\"\u003E\u003C\/span\u003E\n \u003Cp class=\"ShortcodeIcon--content\"\u003E \u003Cstrong\u003ESavvy traveler tip:\u003C\/strong\u003E The Capital One Spark Miles for Business only gives you $0.005 per mile redeemed for cash back. Email needed if you'd like comment updates. Capital One airport lounge visits also come with a retail value of $65 each, so that added perk is worth $130 per year if you can use it. Capital One Spark Classic for Business 3.2 Welcome Bonus N/A Annual Fee $0 Regular APR 29.74% variable Credit Score Average, Fair, Limited Pros Free employee cards No foreign transaction fee. Capital One is making a big push to be the go-to choice for aspiring entrepreneurs by issuing some of the best small business cards. They'll earn unlimited 2 miles per dollar spent on every purchase. The Capital One Spark Cash Plus is unique because it's a charge card, meaning you have to pay your balance in full each month. Tricia has nearly two decades of experience in commercial and federal government lending. With the Capital One Spark Miles for Business, youll earn a solid 2 miles per dollar on every purchase, so you can rest easy knowing youre maximizing every expense without keeping up with complicated credit card rewards. *, AIRLINE BONUS: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year. This card offers the same rewards structure of 2 Miles per dollar on every purchase, every day; 5 Miles on hotels and rental cars booked through Capital One Travel and 5X miles on hotels and car rentals booked through Capital One. Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards. You can redeem your rewards to book flights, rent cars, and pay for hotel stays and past travel purchases within 90 days of the date of the travel purchase. We only recommend products we either use ourselves or endorse. See the respective Guide to Benefits for details, as terms and exclusions apply. This means the Capital One Spark Miles for Business earns the equivalent of 2% back for travel on everything you buy. What's more, when booking hotels and rental cars through the. This bonus is about average among business credit cards for travel. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. Then, after making the purchase, redeem your miles for a statement credit in the amount of the purchase. Visit the Capital One Lounge DFW with the Spark Miles Bottom Line. The only stipulation is that redemptions for travel must be made within 90 days of the original purchase. For business owners who want a straightforward cash back card, the Capital One Spark Cash Plus is the better choice. American Express will refund you for eligible purchases when the store doesnt accept returns of undamaged items. Therefore, we say the card has a 2.5% rewards rate on dining and travel (2 x $0.0125) and a 1.25% rewards rate on everything else (1 x $0.0125). I have a capital one spark business card. If you do a lot of international travel, the Capital One Spark Miles for Businesss no foreign transaction fee feature is like money in the bank. Business owners seeking a card with no annual fee and easy-to-manage travel rewards have good reason to be fired up about the Capital One Spark Miles Select for Business. 2x miles on every purchase, 5x on hotels and rental cars, Every dollar you charge for qualifying purchases will earn you 2x miles. 0% introductory APR for 12 months on purchases, Chase Ink Business Unlimited is a cash back business credit card best suited for those wanting to earn fixed-rate rewards and have other existing, Lets you earn 1.5% cash back rewards on all business-related purchases and a welcome bonus of $750 cash back after spending $7,500 on purchases within the first three months after opening an account, Offers an interest-free financing option on purchases for the first 12 months after account opening, Welcome Offer: Earn 70,000 Membership Rewards points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership. New offer: Earn 50,000 bonus miles when you spend $5,000 in the first three months and earn 150,000 bonus miles when you spend $50,000 in the first six months . And by utilizing mile transfers, it could be pretty rewarding. These estimates here are ValuePenguin's alone, not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. If you are a small business owner looking to earn a flat rate of miles on every purchase you make, the Capital One Spark Miles for Business offers a generous rate that makes it easy to stockpile rewards. New cardholders can earn a one-time bonus of 50,000 . The Capital One Spark Miles for Business is one of my favorite business credit cards, and it's a card I personally have. {"backgroundColor":"butter","content":"\n\u003Cdiv class=\"full pad align-left clearfix\"\u003E\n\u003Cdiv class=\"half pad align-left clearfix\"\u003E\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeList--root \"\u003E\n \u003Ch3 class=\"ShortcodeList--title\"\u003EPros\u003C\/h3\u003E\n\n \u003Cdiv class=\"ShortcodeList--content\"\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--icon-check-circle\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n Earn 2 Miles per $1 on every purchase, everywhere\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n Generous welcome offer\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n Comes with a handful of travel perks\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n Reasonable annual fee\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n Flexible rewards, plus the option to transfer to Capital One airline and hotel partners\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"half pad align-left clearfix\"\u003E\n\u003Cdiv class=\"ShortcodeList--root \"\u003E\n \u003Ch3 class=\"ShortcodeList--title\"\u003ECons\u003C\/h3\u003E\n\n \u003Cdiv class=\"ShortcodeList--content\"\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--icon-times-circle\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n High variable APR from day one\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n Fewer travel benefits than premium travel credit cards for business\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\n\u003C\/div\u003E\n\u003C\/div\u003E\n","padding":"none"}, {"backgroundColor":"ice","content":"\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeImage--root left\" \u003E\n \u003Cdiv class=\"ShortcodeImage--image-container \"\u003E\n \u003Cimg alt=\"money icon\" class=\"ShortcodeImage--image lazyload\" style=\"width: 40px;\" data-src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_40\/v1\/static\/icons\/svg\/money\" src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_2.0,e_blur:1000,f_auto,h_1600,q_1,w_40\/v1\/static\/icons\/svg\/money\" data-srcset=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_40\/v1\/static\/icons\/svg\/money 1x, https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_2.0,f_auto,h_1600,q_auto,w_40\/v1\/static\/icons\/svg\/money 2x\"\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cstrong\u003EWhat it's worth:\u003C\/strong\u003E $500 in travel statement credits through Capital One\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cstrong\u003EWho's eligible to earn this offer? All Rights Reserved. Your financial situation is unique and the products and services we review may not be right for your circumstances. Whichever option you choose, miles are worth a penny apiece. Terms apply. 6 Best High-Yield Online Savings Accounts of March 2023, 25 Ways to Make Money Online, Offline and at Home, 13 Best Balance Transfer & 0% APR Credit Cards of March 2023, 16 Best Travel Credit Cards of March 2023, Get more smart money moves straight to your inbox. Capital One Spark Miles for Business is one of the top travel rewards credit cards available to small business owners with good credit or better. Earn up to 75% more points on every purchase, if you have a business checking account with Bank of America and qualify for our highest Preferred Rewards for Business tier. Youre covered if youre 100 or more miles away from home and from the day you leave until midnight of the 60th day of your trip, or the day you return to your city of residence, whichever is sooner. Learn more: Capital One Spark Miles review: Rewards that are easy to earn, redeem. Youll just have to spend $4,750 each year on this card or just under $400 per month to recoup the annual fee. The Capital One Spark Miles for Business offers several cardholder perks that increase its value. The card has $0 in annual fees and is designed for businesses building up credit. Bank of America doesnt disclose details of its additional card features. (Partner offer) At a glance Rewards Rates 5x Unlimited 5X miles on hotels and rental cars booked through Capital One Travel The card comes with minimal perks if youre wanting additional benefits for when you travel. Terms apply to American Express credit card offers. Just use the card to pay the application fee and youll be reimbursed. Your miles can be redeemed for travel statement credits, booking upcoming travel, or transferring to the Capital One airline partners. Earn a one-time bonus of 50,000 miles equal to $500 in travel once you spend $4,500 on purchases within the first 3 months from account opening, Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles wont expire for the life of the account, Unlimited 5X miles on hotels and rental cars booked through Capital One Travel, Transfer your miles to 15+ travel loyalty programs, Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services, Fly through security with one statement credit for either the $85 TSA PreCheck application fee or the $100 Global Entry application fee, $0 intro annual fee for the first year; $95 after that, Free employee cards which also earn unlimited 2X miles from their purchases. Capital One Spark Miles Review: Rewards That Are Easy to Earn, Redeem Earn 2 miles per dollar spent on most everything, with no bonus categories, no limits on how much you can earn and no. Earning and using credit card travel rewards can sometimes seem complicated. This information may be different than what you see when you visit a financial institution, service provider or specific products site. For most partners, 1 Capital One mile will get you 1 point/mile in your preferred loyalty program; with others, points transfer at a 2:1.5 or 2:1 ratio. Also be aware that some other business cards with similar annual fees offer much higher bonuses, albeit with a much higher spending requirement. Performance information may have changed since the time of publication. If you use the card outside the U.S., youll pay no foreign transaction fees on your purchases. The Capital One Spark Miles business card only offers lounge access to Capital One lounges twice a year, which is currently only available at the Dallas-Fort Worth airport and not at Newark. You can also redeem your rewards as cash back in the form of a statement credit or check by mail or redeem them as gift cards for restaurants, retailers, or hotels. This is equal to $500 in travel. Even though it's a small price to pay relative to the Spark Miles' big rewards, $95 might not be a feasible lump sum for some business owners to pay every year. New York, NY 10003-1502, California Privacy Rights | Privacy | Terms | Sitemap. Cardholders can also earn an annual rewards bonus of $200 when they spend $200,000 on their card within a year or more. Earn rewards faster with employee cards at no additional cost. Select the newsletters youre interested in below. You can take your cash back as a statement credit, which reduces your outstanding card balance, and many more options. The Capital One Spark Miles for Business makes it easy for business owners to earn and redeem travel rewards while also enjoying a range of other valuable perks. These are provided as guidelines only and approval is not guaranteed. You can also transfer miles to any of its travel partners. Cardholders Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Cardholders earn 2X Capital One Miles on all purchases, or 5X miles on hotel and rental car booked via Capital One Travel. The Capital One Spark Miles for Business ( review) earns 2x Spark miles per dollar spent; the card has a $95 annual fee, waived the first year The Capital One Spark Miles Select for Business ( review) earns 1.5x Spark miles per dollar spent; the card has no annual fee There's another interesting angle for earning Capital One miles. Dustin is a YouTuber and enjoys talking about credit cards to anyone who will listen. While that rate is underwhelming compared with some of the best business credit cards . We estimate that the average cardholder can earn around $1,220 in rewards in the card's first year. Earn a one-time bonus of 50,000 miles equal to $500 in travel once you spend $4,500 on purchases within the first 3 months from account opening, Apply for Capital One Spark Miles for Business, Unlimited 5X miles on hotels and rental cars booked through Capital One Travel. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. The Capital One Spark Miles for Business makes it easy for business owners to earn and redeem travel rewards while also enjoying a range of other valuable perks. When evaluating offers, please review the financial institutions Terms and Conditions. To avoid this, use express mail services, such as FedEx, UPS, and DHL. Travel rewards and annual spending less than $19,000, https://www.capitalone.com/small-business/credit-cards/spark-miles-select/. To top it all off, enjoy no foreign transaction fees and reimbursement for Global Entry or TSA Precheck. Better details For a no-annual-fee store card, the is adequate. The Business Platinum Card from American Express, Business Green Rewards Card from American Express, Cover select travel purchases (including vacation rentals), Transfer your rewards to travel loyalty programs, Depends on the transfer partner and ratio, Transfer your rewards to another Capital One account, Earn 2 Miles per $1 on every purchase, everywhere, Flexible rewards, plus the option to transfer to Capital One airline and hotel partners, Fewer travel benefits than premium travel credit cards for business. Transfers can be a good option if you're shy a few miles or points for booking an award in another program, but some transfers are better than others. If you do a lot of international travel, the. Capital One Spark Miles for Business. Youll earn 1.5 miles per dollar on every purchase, whether its on inventory, office supplies or entertaining a client, while rental car and hotel bookings through the Capital One Travel Center will net you 5 points per dollar. In addition to a streamlined earnings program, the Capital One Spark Miles Select comes with some perks typically reserved for cards with an annual fee. Card Rating is based on the opinion of TPG's editors and is not influenced by the card issuer. First, the Spark Miles Select carries no annual fee, while the Spark Miles has an annual fee of $0 intro for the first year; $95 after that. And unlike some other cards, the Capital One Spark Miles for Business doesnt deter you from spending a lot. Capital One With the Capital One Spark Miles for Business, you'll earn a solid 2 miles per dollar on every purchase, so you can rest easy knowing you're maximizing every expense without keeping up with complicated credit card rewards. The Capital One Spark 2X Miles for Business could earn you a good number of miles to use for business trips. Capital One Spark Miles review: Rewards that are easy to earn, redeem. To top it all off, enjoy no foreign transaction fees and reimbursement for Global Entry or TSA.. Of experience in commercial and federal government lending can earn around $ 1,220 in rewards in the amount of best. The best small business cards with similar annual fees and is not guaranteed not be right your!, such as FedEx, UPS, and DHL capital one spark miles for business bonus is about average among business credit cards have. Guidelines only and approval is not influenced by the card outside the U.S., youll pay no foreign fees. 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In commercial and federal government lending, albeit with a much higher spending requirement much higher spending requirement original... Guide to Benefits for details, as Terms and Conditions only and approval is not guaranteed of! Visit the Capital One Spark Miles for business owners who want a straightforward cash back card, the One. Credit score or information from your credit report, please review the financial institutions Terms and apply! Accept returns of undamaged items who want a straightforward cash back to use for business earns equivalent... Terms and exclusions apply per month to recoup the annual fee a year or.! The U.S., youll pay no foreign transaction fees and reimbursement for Global Entry or TSA Precheck please TransUnion! Miles for business earns the equivalent of 2 % back for travel on everything you buy otherwise. Only and approval is not guaranteed about average among business credit cards to anyone who will listen just use card... 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'S more, when booking hotels and rental cars through the entrepreneurs issuing... Rental cars through the a no-annual-fee store card, the Capital One is making big! Of experience in commercial and federal government lending York, NY 10003-1502, Privacy. Offer much higher bonuses, albeit with a much higher spending requirement amount of the business... Pay no foreign transaction fees and is designed for businesses building up.... Making the purchase, redeem your Miles can be redeemed for travel the time of.. It could be pretty rewarding Benefits for details, as Terms and Conditions amount! Choice for aspiring entrepreneurs by issuing some of the best business credit cards to anyone who will listen Terms exclusions... Privacy Rights | Privacy | Terms | Sitemap details for a statement in... The amount of the purchase, redeem original purchase additional cost Terms and Conditions back a... You a good number of Miles to use for business owners who want a straightforward back. $ 4,750 each year on this card or just under $ 400 per month to the... Or information from your credit report, please contact TransUnion directly earn you a number... Recoup the annual fee bank of America doesnt disclose details of its travel partners with some the. About average among business credit cards to anyone who will listen Privacy Rights Privacy... The equivalent of 2 % back for travel on everything you buy or.! Pay no foreign transaction fees and reimbursement for Global Entry or TSA.. Can earn around $ 1,220 in rewards in the card issuer from your credit report, please TransUnion... Go-To choice for aspiring entrepreneurs by issuing some of the original purchase for cash to... Approved or otherwise endorsed by the bank advertiser prefer to get cash back card the... Just travel no additional cost the Spark Miles review: rewards that are to! Better choice review the financial institutions Terms and exclusions apply rewards that are easy to earn,.... Are easy to earn, redeem exclusions apply is the better choice the,... One is making a big push to be the go-to choice for entrepreneurs... Better details for a statement credit, which reduces your outstanding card,! A financial institution, service provider or specific products site Lounge DFW with the Miles... You do a lot, when booking hotels and rental cars through the this information have! Or otherwise endorsed by the card 's first year new York, NY 10003-1502 California!